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Use case

Wearable API for Insurance Wellness Programmes

Verified activity and sleep data for behaviour-based incentives, with an audit trail behind every reward.

Insurance & incentive programmes

Activity-linked incentives only work if the underlying data can be trusted and explained. An insurer paying out on step counts needs to know which device produced them, when they were synced, and whether the vendor later revised them.

WearLink records provenance on every normalised object, re-delivers revisions as events, and keeps an append-only audit log of privileged access. That is the raw material for an incentive rule that survives a dispute.

This is also the segment where being honest about maturity matters most: WearLink has no compliance attestations today, and a regulated buyer should read the security page before anything else.

What usually goes wrong

Rewards need provenance

A step total without the source device, sync time and revision history cannot be defended when a member disputes a missed reward.

Data changes after the fact

Providers backfill and restate. A reward computed on Monday against a Sunday total can be wrong by Tuesday unless revisions flow through.

Vendor OAuth apps are a compliance surface

Each vendor application carries its own terms, data-use restrictions and review process. Consolidating them behind one integration reduces the surface to review.

How WearLink handles it

  • Provenance on every recordSource provider, device type where the vendor exposes it, and ingestion timestamps on every normalised object.
  • Revisions as first-class eventsRestated records are re-emitted so an incentive engine can recompute rather than silently hold a stale value.
  • Exportable audit logEvery privileged action is recorded and exportable as NDJSON for internal audit.
  • Enterprise termsDedicated infrastructure, a BAA on request and custom availability commitments are available on the Enterprise tier.

FAQ

Insurance & incentive programmes — frequently asked

Can WearLink detect fraudulent step counts?
WearLink records provenance and revision history; it does not adjudicate. Your rules engine can use the source device, sync cadence and revision events as signals.
Is WearLink SOC 2 certified?
No. A SOC 2 audit has not been run. The security page lists the controls that exist today so a review can be done on facts.
Can members see and delete their data?
Yes. Per-user export and deletion endpoints exist, and members can revoke a connection at the vendor at any time.
Which devices are supported for an incentive programme?
Fitbit, Withings and Oura are connectable now through cloud OAuth; Garmin is in vendor onboarding; Apple Health, Health Connect and Samsung Health are read on-device through the SDKs.

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